Money and Banking (Part 2) One Liner Questions & Answers
| Sr.no. | Questions | Answers |
| 34 | Which private sector bank has launched the ‘e-Kisaan Dhan’ app for farmers? | HDFC Bank |
| 35 | Which four Foreign Banks operating in India, has the largest number of branches in the country? | Standard Chartered Bank |
| 36 | The ‘Lead Bank’ Scheme was launched in – | December, 1969 |
| 37 | The functions of the Lead Bank are performed by – | A bank designated for this purpose |
| 38 | The basic aim of the Lead Bank Scheme is that – |
Individual banks should adopt particular districts for intensive development
|
| 39 | The Service Area Approach was implemented under the purview of – | Lead Bank Scheme |
| 40 | District Credit Planning is done – | Under the Lead bank |
| 41 | Which banks operate mainly in relation to small industries? | SIDBI |
| 42 | The Head Office of the Small Industries Development Bank of India (SIDBI) is located at – | Lucknow |
| 43 | SIDBI has been established to – | Finance small-scale industries |
| 44 | What is ‘Shadow Banking’? |
Financial transactions and other activities of nonbanking financial intermediary
|
| 45 | ‘Gullak Bachcha Bank’ is a bank based in – | Patna |
| 46 | Which is not in the assets of a commercial bank in India? | Deposits |
| 47 | Non-performing assets in commercial banks mean – |
Loans in which interest or principal amount is not recovered
|
| 48 | Who is the Fiscal agent and advisor to the Government in monetary and financial matters? | R.B.I. |
| 49 | Treasury bills are sold in India by – | Reserve Bank of India |
| 50 | Where is the headquarters of RBI located? | Mumbai |
| 51 | When was the Reserve Bank of India was established? | 1935 |
| 52 | The Banker’s Bank is – | Reserve Bank of India |
| 53 | Who maintains the foreign exchange reserves in India? | Reserve Bank of India |
| 54 | In Indian currency, the one rupee note is issued under the signature of – | Finance Secretary, Ministry of Finance, Govt. of India |
| 55 | In India ‘Money and Credit’ is controlled by the | Reserve Bank of India |
| 56 | Open market operations are included in – | Quantitative techniques of credit control |
| 57 | In the context of the Indian economy, ‘Open Market Operations’ refers to – | Purchase and sale of government securities by the RBI |
| 58 | Variable reserve rates and Open Market Operations are the means of – | Monetary Policy |
| 59 | Which of the terms indicates a mechanism used by commercial banks for providing credit to the government? | Statutory Liquidity Ratio |
| 60 | The banks are required to maintain a certain ratio between their cash in hand and total assets. This is called – | SLR (Statutory Liquid Ratio) |
| 61 | The terms ‘Marginal Standing Facility Rate’ and ‘Net Demand and Time Liabilities’, sometimes appearing in news, are used in relation to – | Banking operations |
| 62 | If the interest rate is decreased in an economy, it will – | Increase the investment expenditure in the economy |