Money and Banking (Part 3) One Liner Questions & Answers
| Questions | Answers | |
| 63 | The mandatory proportion of the total deposits and reserves of the commercial banks deposited with the Reserve Bank of India is called – | Cash Reserve Ratio |
| 64 | An increase in CRR by the Reserve Bank Of India results in – | Reduction in liquidity in the economy |
| 65 | If the Cash Reserve Ratio is lowered by the RBI, it’s impact on credit creation will be – | Increase |
| 66 | When the Reserve Bank of India announces an increase of the Cash Reserve Ratio, what does it mean? | The commercial banks will have less money to lend |
| 67 | Repo rate comes under the purview of – | Monetary Policy |
| 68 | The interest rate at which the Reserve Bank of India lends to Commercial banks in the short term to maintain liquidity is known as – | Repo Rate |
| 69 | The rate at which banks lend to Reserve Bank of India is known as – | Reverse Repo Rate |
| 70 | Inflation rate based on Consumer Price Index increases if – | Bank rate is decreased |
| 71 | An increase in the Bank Rate generally indicates that the – | The Central Bank is following a tight money policy |
| 72 | The lowering of Bank Rate by the Reserve Bank of India leads to – | More liquidity in the market |
| 73 | Bank Rate implies the rate of interest – | At which the Reserve Bank of India discounts the Bills of Exchange |
| 74 | Bank rate means – | Official rate of interest charged by Central Bank |
| 75 | At present, who is the Governor of the Reserve Bank of India? | Shaktikanta Das |
| 76 | The accounting year of the Reserve Bank of India is – | April – March |
| 77 | Negotiable Instruments Act came into effect in – | 1882 |
| 78 | The meaning of company limited by shares is – | Restricted liability of holders |
| 79 | An International Financial Services Centre has been set up at – | Gandhinagar |
| 80 | When was the Life Insurance Corporation of India established? | 1956 |
| 81 | The Insurance Regulatory and Development Authority was set up in India on – | April, 2000 |
| 82 | For regulation of the insurance business in the country, the government has formed – | Insurance Regulatory and Development Authority |
| 83 | IRDAI regulates – | Insurance Companies |
| 84 | IRDAI has set up a panel under whose chairmanship to examine the need for standard cyber liability insurance products. – | P. Umesh |
| 85 | Money received by the Government under the ‘State Provident Funds’ is credited to the – | Public Accounts Fund |
| 86 | SEBI Act was passed in the year – | 1992 |
| 87 | To prevent the recurrence of scams in the Indian capital market, the Government of India has assigned regulatory powers to – | SEBI |
| 88 | Private Sector Mutual Funds in India were permitted in – | 1993 |
| 89 | The Head Office of the National Stock Exchange of India is located at – | Mumbai |
| 90 | A rise in ‘SENSEX’ means – |
An overall rise in prices of shares of group of companies registered with Bombay Stock Exchange
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| 91 | ‘SENSEX’ is the popular Index of the Bombay Stock Exchange (BSE). It is measured on the basis of how many blue chip companies are listed in BSE. – | 30 |
| 92 | How many companies are included in BSE-GREENEX? | 25 |
| 93 | In the parlance of financial investments, the term ‘bear’ denotes – |
An investor who feels that the price of a particular security is going to fall
|
| 94 | Insider trading is related to – | Share market |
| 95 | The most volatile part of the Organized Money Market in India is – | Call Money Market |
| 96 | Blue Chip means – | Shares giving consistent high rate of return. |
| 97 | Gilt-edged market means – | Market of Government securities |
| 98 | What is ‘NIKKEI’? | Share Price Index in Tokyo Stock Exchange. |
| 99 | What does S & P 500 relate to? | An index of stocks of large companies |